For the next two weeks, I became someone I didn't recognize. During the day, I processed title files. At night, I built a case against Craig. I wasn’t a detective; I was a Title Examiner. I know how to look for liens, easements, judgments, and encumbrances. I know how to find the rot in the foundation of a property deal.
I didn't start with Craig; I started with his claims. He talked about Greenville, Spartanburg, Greer. I pulled public records. It took me four nights of staring at my laptop on that air mattress to find the thread.
Foreclosure #1: A condo in Spartanburg. $178,000. Mortgage default. Filed November 2023. Bought through an LLC. Craig A. Peton.
Foreclosure #2: A duplex in Greer. $142,000. Mortgage default. Filed January 2024. Craig A. Peton.
Then the judgment index. Greenville County. June 2023: Default judgment, SBA loan. $214,000. Personally guaranteed by Craig A. Peton. His business entity dissolved six months after the loan funded. He wasn't an investor; he was a serial burner of capital.
I felt cold. My sister, Jolene, had signed an LLC with this man. She was a member. She was legally liable for his next "investment." He wasn't just dating my sister; he was setting her up to be the financial fall guy for his collapsing house of cards.
I needed more. I found his ex-wife, Tanya, through a combination of court filings and social media. I called her vet clinic. She hung up on me the first time. But I was persistent. I sent a message: “I’m Ben. My sister is engaged to Craig. I know what he did to you.”
She called me back. Her voice was like glass. "He did the same thing to me, exactly the same. The LLC, the property investments, the earnest money. It was just building debt on my name. By the time I figured out what was happening, he had run up $89,000 in debt in my name."
I had the proof. Or I was getting there. I had a phone call from Craig on a Monday morning. He didn't sound like the "real estate investor" anymore. He sounded like a predator testing the fence. "Hey Ben, Jolene mentioned you've been asking questions about our finances. It's sweet that you care. I’m an open book. Let's get coffee."
It was a perimeter check. He knew I was looking. My own boss, Dale, called me into his office that afternoon. "Ren... I mean Ben. I saw the logs. You ran searches on Spartanburg and Greer properties not in our file. Don't let me see it again."
I was on notice. My boss was watching. My sister hated me for "being jealous." My mother wouldn't talk to me. And in three days, the engagement dinner was happening. I had one shot. I needed a certified judgment. I took a personal day, drove two hours to the Greenville County Clerk of Court, and paid $14.25 for three certified pages of hell for Craig Peton.
As I held those documents, I realized I wasn't just an older brother anymore. I was a man who had sacrificed his own comfort for his family, and now, I was going to use those same skills to rip the mask off the man who had the audacity to mock me for it. But as I pulled out of the courthouse, my phone rang—it was Jolene. And she didn't sound like herself.